Loan Programs

Area: State Of California
Property Type: Residential, Commercial, Industrial
Loan Size: $50,000 to $10,000,000  
Loan Term: 1 to 5 years. Longer terms available for certain property types.
Interest Rate: 11% to 13%
Loan Origination Fee: 3-6 Points 
Loan to Value: Up to 60% LTV. Higher LTV's may be available with additional Real Estate collateral.
Pre-Payment Penalties: Case by case
Lien Position: Mostly first Liens

No Upfront Loan Fees

We may be able to fund other loan scenarios not fitting the above criteria by cross-collateralization on another piece of real estate owned by the borrower.

We also offer Loan Programs for Commercial properties. To learn more submit your scenario HERE.

Our team is fast and efficient at funding your loan and rush transactions can be handled when needed.  If your loan scenario doesn't seem to fit the traditional 'banker's mold' and you have real estate to offer as collateral, we recommend you submit your loan scenario to see if you qualify for financing with Equitable Mortgage.  Click HERE to Submit your loan scenario online. We respond to all inquiries very quickly.

If you prefer, call 877-665-1414 to discuss your specific situation. The process is simple and we will be able to give you an answer very quickly.